Employee Loans & Advances
Give Your Team
Financial Flexibility.
Employees apply for salary advances and instalment loans, with a clear approval flow and an agreed monthly deduction amount.
Instant
Approval flow
Clear
Deduction terms
Cleaner
Accounting outcomes
Advance approved
Recovery schedule set
Recovery schedule set
Active employee lending
Repayments recorded against each loan until the balance is cleared.
Sample data for illustrationOutstanding principal
—
This cycle EMI
—
On track
Salary advance — EMP-204
₹50,000 · 2/5 EMIs recovered
Active
Emergency loan — EMP-089
₹1.2L · 8/12 EMIs · 8.5% p.a.
Closed
Festival advance batch
14 employees · Disbursed May 28
Capabilities
Financial support that builds loyalty.
Operationally clean support policies without extra HR burden.
Employee Loan Portal
Apply for loans and advances directly through self-service.
Loan Approval
A single approver reviews each request, with a full audit log kept for every decision.
Loan Repayment Terms
The approver records the agreed monthly deduction amount so employees know exactly what was agreed.